Paul Spencer

NMLS # 320089

214-507-4210

paul@vipmtg.com

Paul Spencer Residential Mortgage Loan Originator

Blog

Happy Halloween

Happy Halloween

All of us at VIP Mortgage Inc. would like to wish you and your family a safe and Happy Halloween.

Oct 28, 2020 | Purchasing a Home VA Loans Government Loans

Should I Pay Off Student Loans with a Home Refinance?

Should I Pay Off Student Loans with a Home Refinance?

In today’s unpredictable COVID-19 employment environment, many Americans are feeling an economic pinch. Those who have student loans received temporary relief with the government CARES Act, but when that ends, some borrowers may be wondering how the

Oct 21, 2020 | Refinancing a Home

How Often Can I Refinance?

How Often Can I Refinance?

You refinanced your home mortgage a few months ago, but interest rates have dropped dramatically since that time. Or perhaps you have had a financial emergency pop up and it would be really helpful to tap some of your home equity with a cash-out refi. Is

Oct 14, 2020 | Refinancing a Home

How to Get a Small Dollar Mortgage Loan

How to Get a Small Dollar Mortgage Loan

Buying a house is a straightforward process, right? You line up a lender, you find the right house and you get a mortgage to buy it. While this is the case in much of the country, there are plenty of regions where the home prices are too low for tradition

Oct 07, 2020 | First-time Homebuyers Purchasing a Home

Why This Fall Might Be the Best Time to Buy a House

Why This Fall Might Be the Best Time to Buy a House

The U.S. housing market has been in overdrive for the past several months, as buyers play catch up after the coronavirus pandemic shut down most home-shopping in the spring. Existing home sales in June and July both grew by more than 20% while inventory f

Sep 30, 2020 | Interest Rates Purchasing a Home

Is Now the Right Time to Buy Your First Home?

Is Now the Right Time to Buy Your First Home?

There are millions of potential U.S. homebuyers sitting on the sidelines wondering if it is smart to buy their first house in the midst of a global pandemic. Unemployment is the highest it's ever been, COVID-19 cases are still rising in many places, a

Sep 23, 2020 | Purchasing a Home First-time Homebuyers

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