Paul Spencer

NMLS # 320089

214-507-4210

paul@vipmtg.com

Paul Spencer Residential Mortgage Loan Originator

Blog

7 Tips for Second-Time Home Buyers

7 Tips for Second-Time Home Buyers

Buying a home for the first time is often exciting, scary, and overwhelming all at the same time. When you’re ready to move on from your starter home, you will be familiar with the home buying process, but there are still a few things you might want to co

Jan 05, 2022 | Purchasing a Home

Is the Market Headed towards 3-D Printed Homes?

Is the Market Headed towards 3-D Printed Homes?

Having revolutionized everything from the auto industry to healthcare tech to the airline business, 3-D printing is poised to dramatically change the American housing market.Lennar Corp., one of the largest U.S. homebuilders, has teamed up with Texas star

Dec 29, 2021 | Purchasing a Home

Merry Christmas and Happy New Year

Merry Christmas and Happy New Year

It's the most wonderful time of the year!All of us at VIP Mortgage Inc. would like to wish you a Merry Christmas and a Happy New Year!We hope that 2022 is a year full of happiness, health and prosperity for you and your loved ones.All the Best,VIP Mortgag

Dec 22, 2021 |

What Are Mortgage Origination Fees?

What Are Mortgage Origination Fees?

As a first-time homebuyer, there may be many mortgage terms that sound foreign to you. For example, when you start looking at interest rates offered by lenders, they will often be accompanied by a number of “points” or “origination fees.” What are these e

Dec 15, 2021 | Purchasing a Home

Buying a Home with help from Family

Buying a Home with help from Family

With U.S. home prices have jumped 20 percent in the past year, it is becoming increasingly harder for many Americans to buy a home on their own. To be able to break into the housing market, more and more buyers are going in together with siblings or paren

Dec 08, 2021 |

What does Homeowners Insurance Cover?

What does Homeowners Insurance Cover?

Before you are allowed to sign on the dotted line for a mortgage loan, your lender will require you to have homeowners insurance. This type of insurance protects your property (and the things inside) against damage and loss. It basically provides enough c

Dec 01, 2021 | Purchasing a Home

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