Paul Spencer

NMLS # 320089

214-507-4210

paul@vipmtg.com

Paul Spencer Residential Mortgage Loan Originator

Blog

Can I Get A No-Money-Down Loan in Today’s Market?

Can I Get A No-Money-Down Loan in Today’s Market?

U.S. home prices are higher than ever, interest rates are rising, and inflation is at 40-year highs. These factors combined can make it very difficult for potential home buyers to save up money fast enough to keep up with the housing market. There are mor

Jun 30, 2022 | Purchasing a Home

What Does It Take to Get an Investment Property Loan?

What Does It Take to Get an Investment Property Loan?

When you’re trying to build your nest egg, diversifying with an investment property could help you build significant wealth. The housing market has proven to be a stable source of price appreciation and income generation over the long-term. By renting out

Jun 28, 2022 | Purchasing a Home

How A Piggyback Loan Could Help You Avoid PMI

How A Piggyback Loan Could Help You Avoid PMI

U.S. house prices have jumped by leaps and bounds over the past few years. While that is great news for homeowners who are racking up tons of equity, it makes it much harder for potential buyers to save up enough to break into the market. If you find your

Jun 23, 2022 | Purchasing a Home

The Do’s and Don’ts  of Buying A Vacation Home

The Do’s and Don’ts of Buying A Vacation Home

With remote working a possibility for many more employees today than before the pandemic, people can often choose where to work on a daily basis. If you are in this situation and would love to spend more time in a place you like to vacation, buying a seco

Jun 21, 2022 | Purchasing a Home

Can I Buy a Home with Cryptocurrency?

Can I Buy a Home with Cryptocurrency?

As of March 2022, the cryptocurrency world was worth more than $1.7 trillion and at least 16% of Americans had participated in some form. With new digital currencies popping up all the time, crypto investors may be wondering if they can use their cryptocu

Jun 16, 2022 | Purchasing a Home

Combat Rising Inflation on Your Debt with a Refinance Loan

Combat Rising Inflation on Your Debt with a Refinance Loan

Over the last year, inflation has been rising at a historic rate, with prices jumping on everything from gas to groceries to building supplies. Credit card rates have also climbed since the beginning of the pandemic as has total credit card debt, as many

Jun 14, 2022 | Refinancing a Home

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