On Wednesday, September 18, 2024, the Federal Reserve took a significant step, lowering its target interest rate for the first time since the COVID-19 pandemic. The Fed's 50 basis point cut, from a 23-year high, sparked anticipation in financial markets.
Sep 19, 2024 | Refinancing a Home
Refinancing your home can be a powerful financial move when done for the right reasons. Whether you’re looking to reduce your monthly payments, tap into your home equity, or shorten your loan term, refinancing offers homeowners a variety of advantag
Sep 17, 2024 | Refinancing a Home
Embarking on the journey to homeownership involves many significant decisions, and one of the most important is selecting the length of your mortgage term. From shorter terms like 10 years to longer options such as 30 years, the term you choose will shape
Sep 12, 2024 | Purchasing a Home
FMERR stands for Freddie Mac Enhanced Relief Refinance. It's a refinancing program that was designed to help homeowners who have little or no equity in their homes refinance into a better mortgage. Specifically, it’s targeted at borrowers
Sep 10, 2024 | Refinancing a Home
Today, we’re diving into the world of VA loans—an incredible opportunity for veterans and active-duty service members to achieve the dream of homeownership. VA loans are a unique benefit designed to say "thank you for your service" by making t
Sep 05, 2024 | VA Loans
Embracing Adjustable-Rate Mortgages in a Fluctuating Interest Rate Environment In today’s market, where interest rates can shift unpredictably, achieving homeownership through conventional fixed-rate mortgages might feel out of reach for many. Howev
Sep 03, 2024 | Purchasing a Home Interest Rates